Job Description Your mission: Wise has already pioneered new ways for people to transfer money across borders and currencies. Your mission is to shape the Product Risk and Compliance Program, for Wise to offer its services to many more Customers, in many more Countries. This is a first line of defence hands-on role, embedded in the Regional Product Squad. You will be growing the Product Compliance and Risk team, owning projects and making decisions in the following areas: Regulatory: Stay ahead of the financial crime and regulatory compliance trends and the regulatory agenda in Latin America, Middle East and Africa Translate and implement regulatory requirements, for Product and Engineering teams to seamlessly execute on Identify when local regulatory requirements can be executed by leveraging existing global controls and when unique requirements need prioritisation, optimising for utilisation of existing controls where possible Risk and controls: During exams and audits, lead Wise response by challenging any assumption that is not a correct reflection of the Wise’s Risk and Controls framework, and coordinate evidencing controls as necessary Define the Regulatory and Financial Crime Risk metrics for markets in Latin America, Middle East and Africa, using your judgement to leverage global Key Risk Indicators or formulating market / region specific ones where needed Coordinate prioritisation and efforts on issues, ensuring any necessary remediation is executed in a timely manner Reporting and external engagement: Monitor and report on the health of the Latin America, Middle East and Africa Compliance and Risk Program, in front of internal and external stakeholders (Global Committees, Regulators, Internal and External Audit, Banking Partners) Lead Emerging Markets Regulatory, Financial Crime and Risk discussions and forums with clear action plans and updates on previously identified issues Take part in industry associations initiatives where markets relevant to Wise are discussed, and actively represent Wise in engaging with legislative and regulatory consultations This role will give you the opportunity to: Grow your hands-on Fintech knowledge at full speed Keep Compliance right at the heart of the product and engineering development cycle, in a fast-moving environment Be empowered to identify regulatory and compliance issues or opportunities and take a lead in execution