The role in summary
We are looking for an expert in financial crime, ideally gained within a fin tech industry; someone with an exceptionally broad and detailed portfolio of skills in onboarding, transaction monitoring and investigations. Leading a team of 8-10 financial crime analysts, reporting to the business’ VP of Risk & Compliance/MLRO, the ideal candidate will have previous people management experience and be comfortable with training, coaching and development. Naturally the role will also encompass quality reviews and performance development as well as innovations in automation and workflow improvements.
What’s in it for you?
1. Competitive basic salary
2. Holidays – 25 days from start, increasing with every complete year to reach max of 30 (+ Bank Holidays)
3. Healthcare Cash Plan
4. Perkbox, with gifted Flexi-Points every month
5. Life Assurance
6. Salary Exchange Pension Scheme
7. Company Sick Pay
8. Employee Assistance Programme
9. Enhanced family policies
10. Additional paid time off; Moving Days and Sabbaticals
11. Flexible working arrangements
Day to day overview;
1. Responsible for the full customer onboarding journey via an effective workflow including KYC due diligence, risk assessment and risk classification, and investigations.
2. Manage the Sanctions/PEP/Adverse Media screening program
3. Monitor payments transactions (Card, Bank, etc) for suspicious activity (Fraud, AML, TF)
4. Work toward a culture of continuous improvement; reviewing and improving on process and workflows throughout the team
5. Support MLRO in the preparation of data for reports shared both internally and externally.
6. Assess, review, create and deliver internal training programmes both as part of an induction and ongoing personal development for the team
7. Responsible for a team of analysts in their performance, training and development.
What we need from you;
1. To have a minimum 2-5 years of experience in working a KYC/AML environment.
2. To show a successful track record in people management (inc coaching and developing)
3. To have knowledge of payments, risks and UK/EU regulations (4/5MLD, JMLSG, FCA Handbook SYSC).
4. To have proven experience in the understanding and interpretation of regulation within the payment industry and the implementation of solutions to address regulatory requirements.
5. To show in-depth experience of monitoring and the ability to develop compliance monitoring programs and techniques.
6. Demonstrate technical and practical expertise of money laundering & terrorist financing regulations.
7. To offer excellent interpersonal and communication skills (both written and spoken).
8. To be a self-starter, the type of person always looking for ways to improve.
9. To be able to work well under pressure and manage a number of different tasks at the same time, often meeting tight deadlines.
About us
Founded in 2014, Pockit offers digital accounts via a mobile app, with the ambition to “build a better banking alternative for customers left behind by high-street banks”. Our app enables users to store and spend money through a prepaid card, manage their finances and send money in the UK and abroad. Already serving over 900,000 customers throughout the UK, Pockit's no-fuss current account offers everything you’d expect from a bank, like contactless Mastercard, domestic and international transfers, direct debits, ability to pay in with cash at “virtual” branches, and lots more. Pockit helps to change a person’s relationship with their money for the better. Whether it’s by making shopping easy, rewarding and stress free with Apple and Google Pay support, 1% cashback and automatic purchase protection or by helping people be paid early so they can stay in black at the end of the month. What’s more, Pockit helps you build for the future by making credit building easy. We're a lively, diverse and international team, based across offices in London, Newcastle and remote teams in central Europe. You'll be joining a team that fosters curiosity, ambition, accountability, and resilience and we know you'll be made to feel at home straight away. Based in Newcastle City Centre, the role would offer some flexibility to work remotely in line with business needs.
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