Who we are
The Fair Credit Charity’s vision is for a future where everyone has access to ‘fair credit’ – loans with reasonable interest rates, no hidden penalties and flexible repayments. Doing so, we believe, will help to alleviate and eradicate poverty and foster a society built on trust.
To do that however, we need to influence financial, legislative and regulatory institutions to help create an ethical and responsible lending environment in which financially excluded people are better served.
And we practice what we preach. In 2015, the FCC founded the Community Interest Company, Fair for You, an ethical and responsible lender which has to date issued 375,000 loans worth over £85m. The Charity still owns the CIC but wants to encourage more organisations like it.
We believe that financial services in the UK are prejudiced against far too many people and we want to use our knowledge and established experience of creating inclusive and ethical financial services to build an environment to enable all businesses serving financially excluded people to thrive.
Who we are looking for
Are you up for this challenge? Our struggle is against some of the biggest and most intractable institutions in the UK. Our wins are few and far between. But our successes, when they happen, can make a difference to the lives of 20 million people across all four nations of the UK.
As a Trustee of the FCC, you...