If you have experience in Credit Underwriting and evaluating Buy-to-Let mortgage applications from a banking environment then we would love to hear from you.
Credit Underwriting OfficerLondon - 4 days in the office with 1 day from homeSalary circa £45 - £55,000 pa plus benefits
The Credit Underwriting Specialist will be responsible for evaluating BTL mortgage applications for portfolio landlords in accordance with company policies and regulatory guidelines. This role involves a detailed analysis of financial documents and credit information to assess the risk and eligibility of applicants.
Day to day responsibilities will consist of, but not be exhaustive of:
1. Review and analyse residential real estate loan applications and supporting documentation.
2. Assess the creditworthiness and financial stability of loan applicants (usually Limited companies).
3. Ensure compliance with all company policies and regulatory requirements (SS13/16).
4. Provide detailed recommendations to the Senior Credit Manager and the Bank’s Credit Committee on the strengths and weaknesses of each application.
5. Support the Credit Administration Team in preparation of the Facility Letter and other supporting documentation.
6. Identify and resolve any discrepancies in documentation or information provided in support of loan applications.
7. Collaborate with the business t...