Benefits of working at Together
* 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
* Free access to company holiday homes
* Buy & sell holidays
* Discretionary annual bonus plus an additional Shared Reward Bonus
* Matched pension contribution
* Health cash plan plus Private medical insurance
* Life assurance and Critical illness cover
* Travel season ticket loans and Ride to work scheme
* Free local gym access
* Local bar / restaurant discounts
We’re Together. For over 50 years, we’ve helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to mortgages and secured loans.
We take the time to understand our customers and our door is always open, so we can often help when other lenders can’t or won’t. Based in Cheadle, Cheshire, our 750 colleagues help our customers throughout the UK, backed by the power of a £7 billion loan book.
Job Description
The Debt Capital Markets (DCM) team are responsible for raising and maintaining capital in order to fund Together's mortgage loan book. As a non-bank lender, Together's loan book is not funded with bank deposits but by a wide range of financial instruments including High Yield Bonds, Revolving Credit Facilities and Securitisations. Funding is sourced from institutional investors and international Investment banks.
As an Associate Debt Capital Market Analyst you will be part of a team of 7 DCM professionals. You will sit within the broader Treasury team which is responsible for maintaining the liquidity and funding for the Together Group. Debt Capital Market is a dynamic, fast paced team where both creative and critical thinking are valued and a "can do attitude is essential".
As a Associate Debt Capital Market Analyst you will be:
* Supporting the DCM Directors in raising and refinancing both existing and new funding vehicles
* Working as part of a dynamic team, juggling multiple priorities
* Taking ownership of material components of projects which are critical to the delivery of funding transactions
* Inputting into the drafting, negotiation and review of the suite of legal documentation that underpins the funding vehicles, working closely with internal and external lawyers
* Ensuring operational aspects of financing activities are understood by the relevant teams within Treasury and the wider business
* Continuing to build knowledge and expertise in complex areas of finance and Capital markets
* Preparing materials and agendas for meetings with internal stakeholders, external investors, rating agencies, investment banks etc taking the lead on various aspects of the sessions
* Some travel may be required to attend conferences and external meetings as needed as the role develops
Qualifications
* At least 5 years’ experience in a finance/analytical role with some exposure to Securitisation
* A relevant University Degree in a business, finance or STEM field is preferred, but not essential with the right work experience.
* Qualified/Part Qualified in a professional qualification is preferred but not essential. A variety of professional
qualifications
can be considered and supported as the role progresses
* Knowledge of finance, markets, mortgages and/or securitisation is required. The right attitude and mindset, alongside a strong desire to continue to learn and grow professionally is also essential.
* A desire to build relationships with internal and external stakeholders.
* The right attitude and mindset, alongside a strong desire to learn is however essential.
* The ability to work in a fast-paced environment, juggling multiple competing priorities, which can sometime change at short notice.
* A keen eye for detail, and the ability to spot and head off problems early.
* The ability to explain complex concepts simply and to non-subject matter experts.
* Enjoys being in the detail, but can also step back to see the big picture and ask “so what?”
Additional Information
If you feel you have some of the skills mentioned above, but not all, please do still apply and we would be happy to have a further discussion with you in regards to your suitability for the role.
Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.
If you feel you'd benefit from any support or reasonable adjustments during any stage of the recruitment process, please don’t hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.
Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.