Job Description
The overall responsibility of the role is to take ownership of allocated cases from inception through to completion.
Key Accountabilities
* Enter and update borrower data on Fusion lending platform.
* Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines.
* Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
* Provide concise and accurate updates to brokers.
* Proactively chase brokers for outstanding requirements.
* Ensure all underwriting is in line with Company policy and within regulation.
* Ensure that all cases are Underwritten within the Groups Risk appetite.
* Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
* Maintaining a pipeline of cases, overseeing cases from inception through to completion.
* Maintain broker relationships that are integral to the growth for WOSL.
* All work is to be carried out in accordance with Enra Specialist Finance policies and procedures.
Skills & Competencies
* Ability to work as part of a team.
* Pass internal competency tests post induction.
* High attention to detail.
* Good written and verbal communication skills.
Knowledge & Qualifications
* An understanding of FCA regulation.
* Experienced in Underwriting 1st or 2nd Charge or BTL mortgage applications.
* CeMAP (desirable, not essential).
Personal Attributes
* Flexible
* Articulate
* Well organised
* Robust and comfortable working to deadline and under pressure