This rapidly expanding financial services company is seeking a Senior Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director, you will develop credit risk analytics and scorecard modelling solutions to enhance credit scoring and lending decisioning to optimise and grow their loan portfolio.
Client Details
Rapidly expanding financial services company
Description
This rapidly expanding financial services company is seeking a Senior Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director, you will develop credit risk analytics and scorecard modelling solutions to enhance credit scoring and lending decisioning to optimise and grow their loan portfolio.
Key Responsibilities:
1. Developing and implementing advanced statistical and scorecard models to predict credit risk, optimise credit scoring, and enhance decision-making and underwriting processes.
2. Develop and maintain predictive models to assess credit risk and forecast customer behaviour.
3. Analyse large datasets to identify trends, patterns, and insights that inform business decisions.
4. Perform data cleaning to ensure high-quality data for analysis.
5. Conduct A/B testing and other experiments to evaluate the impact of credit strategies and policies.
6. Develop credit risk models, such as probability of default (PD), using various modelling techniques.
7. Work independently and present findings and recommendations to stakeholders in a clear and concise manner.
Key Skills / Experience:
1. Experience in the Financial Services Industry (Essential)
2. Experience working with large data sets (Essential)
3. Proficiency in Python, R, SQL, or other programming languages (Essential)
4. Proficiency in Excel (Essential)
5. Strong presentation skills, including the ability to translate complex data into understandable insight (Essential)
6. Great attention to detail and process-oriented to review, suggest, and implement improvements where appropriate (Essential)
7. Able to work in a fast-paced, changing environment (Essential)
8. Degree in a relevant subject (Data Science, Statistics, Computer Science, Economics, or similar degree) (Preferable)
9. Experience using Salesforce and data visualisation tools (Preferable)
Job Offer:
Opportunity to develop and enhance credit risk modelling and analytics strategy
Opportunity to join a rapidly expanding financial services company.
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