TheRole OurbankingclientislookingforanexperiencedMortgageUnderwritertoplayapivotalroleinevaluatingloanapplications,ensuringcompliancewithfinancialregulations,andassessingtheriskassociatedwithlendingdecisions. TheMortgageUnderwriterwillhaveastrongunderstandingoffinancialserviceswiththeabilityandconfidencetonegotiateeffectivelywithvariousstakeholders. TheMortgageUnderwriterwillreviewandanalyseallmortgageapplicationstobestdetermineeligibilityforloanapprovals-forResidential&BuytoLetmortgages. TheMortgageUnderwriterwillconfidentlyconductanalysisinassessingallapplicantscreditworthinessandfinancialsstability. TheMortgageUnderwriterwillperformanalysisidentifyinganypotentialissuesthatcouldpotentiallyaffectloanrepayments,whilenegotiatingwithbanksandotherfinancialinstitutionstobestnegotiateloans. TheMortgageUnderwriterwillkeepuptodatethoroughrecordsofallunderwritingdecisionsandcommunicatefindingspreciselyandclearlytoallrelevantparties,ensuringcompliancewithallregulatoryrequirementsandinternalpoliciesthroughouttheunderwritingprocess. TheCandidate MortgageUnderwritingexperienceessential Solidunderstandingoffinancialservices,includingmortgageproductsandmarkettrends. CEMAPQUALIFIED Experienceholdingalendingmandate. Strongmathematicalskillsforanalysingfinancialdataandperformingcalculations. ExcellentnegotiationskillstofacilitatediscussionswithbanksandHNWclientseffectively. Proficiencyinriskanalysistechniquestoevaluatepotentiallendingrisks. Abilitytoworkindependentlyaswellaspartofateam,demonstratingstrongorganisationalskills. Attentiontodetailisessentialforensuringaccuracyindocumentationandcompliancechecks. ADZN1_UKTJ