Who are we? Howden is a collective – a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mind-set, and our strength lies in our ability to collaborate as a powerful international team comprised of 15,000 employees spanning over 100 countries. Our people are our biggest asset as well as our largest shareholder group and are everything that makes us unique; our inclusive culture, the quality service we offer our clients, and our continued growth, all come from our people-first approach. There’s no such thing as individual success. We all need to play our part, contributing our skills and experience to make a true difference. That’s Howden. Why work at Howden? We have always been employee-owned and driven by entrepreneurial spirit. Right from the beginning, we've focused on employing talented individuals and empowering them to make a real difference to the company, whilst building successful and fulfilling careers at the same time. Simply put, we hire talented specialists and give them what they need to make a difference for clients. Always have, always will. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down disappointed head-hunters for years. Whatever your priorities – work/life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden. At Howden, Corporate & Commercial, commercial insurance isn’t just what we do – it’s who we are. We support our clients through the complex landscape of commercial risk. We understand the diverse needs of businesses from large corporates to emerging ventures, meticulously crafting bespoke solutions to empower businesses to navigate uncertainty and achieve unwavering growth. Our depth of commercial insurance expertise allows us to protect client’s assets and fuel their progress. When our clients prosper, we celebrate success with them; when challenges arise, we provide unwavering support. Howden - Corporate & Commercial are seeking a Senior Client Manager (Underwriter) within our successful Commercial Schemes division to support our Rural Team to deliver a first-class service to our clients. This role will see you contributing and delivering against a defined strategy focused on rural/farming clients. This is an ideal role for someone who has experience of handling either High Net Worth or Commercial insurance products, Delegated Authorities and/or Rural clients and knowledge. Please note this is a full-time, permanent role. You will be based in our Bedford office and ideally be onsite for 2 days per week on average. There is also a small requirement to visit clients from time to time. Here’s what you will be doing: Assist in achieving client retention targets by providing an excellent level of service. Liaise effectively with the Account Executive & Regional Directors to ensure an appropriate strategy for renewal, attend client meetings as necessary and action meeting points. Undertake market exercise to establish most competitive terms available. Obtain renewal terms and present to client. Issue renewal documentation in line with contract certainty. Process adjustments in line with procedures, including notification to insurers, issue of revised documentation, and collection of additional premium. Produce and issue professional summaries and reports. Ensure premiums are collected prior to the commencement of cover. Record all relevant information, correspondence and documentation on Acturis and make effective use of the diary system. What you need to be successful: Experience as an underwriter or account handler with HNW or commercial products – preferably a minimum of 2yrs. Ideally a previous experience of dealing with Delegated Authority or Rural Clients. A knowledge of Acturis is preferred but not essential. Accuracy and attention to detail, with the ability to process work quickly and efficiently. Ability to prioritise work and meet deadlines. Client service skills, supported by excellent negotiation and broking skills. Articulate oral and written communication skills. Ability to gather and analyse information from the client and respond appropriately to an individual client’s level of understanding. Qualifications: 5 GCSE’s to include Maths and English at grade C or above (or equivalent qualification). A Levels (desirable). Certificate in Insurance (desirable ). Who we’re looking for At Howden we value diversity - there is no one Howden ‘personality type’. Instead, we’re looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other, in the small everyday moments and the bigger challenges We are determined to make a positive difference, at work and beyond What do we offer in return? A career that you define. Our business succeeds by allowing our people to make a mark in the areas they care about most: personal development, volunteering, and fundraising for charity, or creating new insurance products that address society’s greatest challenges. And we know that separate home and work lives don't really exist. If you're happy and healthy at home, you're more likely to be happy and fulfilled at work – and vice versa. That's why we do our best to support our people in every aspect of their lives. Diversity and Inclusion At Howden, we consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect – regardless of age, disability, race, religion or belief, gender, sexual orientation, marital status, or family circumstances. Our sustainability promise We’re on a life-long journey to become an ever-more sustainable group. It's a commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared towards our goal of making a positive impact in the world. You can read more about our sustainability work here. Permanent