Portfolio Manager – Bridging Finance
Liverpool
Up to £35,000
Job Summary:
We are seeking an experienced Portfolio Manager – Bridging Finance to oversee and manage a portfolio of short-term property loans. The role involves structuring, monitoring, and optimizing bridging finance investments while mitigating risks and ensuring strong returns. The ideal candidate will have expertise in real estate finance, credit risk assessment, and portfolio management.
Key Responsibilities for the Portfolio Manager – Bridging Finance Role:
• Portfolio Management: Oversee and manage a portfolio of bridging loans, ensuring optimal performance and risk management.
• Loan Structuring & Underwriting: Assess loan applications, structure deals, and ensure compliance with lending criteria.
• Risk Assessment: Conduct thorough due diligence, including credit risk analysis, property valuations, and borrower assessments.
• Client Relationship Management: Build and maintain relationships with borrowers, brokers, and stakeholders to drive business growth.
• Performance Monitoring: Track loan repayments, interest accruals, and overall portfolio performance, taking action to mitigate potential defaults.
• Market Analysis: Stay updated on real estate market trends, interest rates, and regulatory changes that impact bridging finance.
• Compliance & Reporting: Ensure all transactions adhere to legal, regulatory, and internal policies while providing regular reports to senior management.
Key Requirements for the Portfolio Manager – Bridging Finance Role:
• Bachelor’s degree in finance, real estate, economics, or a related field (CFA, ACCA, or similar qualifications are a plus).
• Proven experience in bridging finance, real estate lending, or portfolio management.
• Strong knowledge of loan structuring, credit risk assessment, and financial analysis.
• Ability to manage multiple deals, negotiate terms, and mitigate risks effectively.
• Proficiency in financial modeling, Excel, and lending software.
• Strong communication and relationship management skills.
Preferred Experience for the Portfolio Manager – Bridging Finance Role:
• Experience in a specialist lender, private debt fund, or alternative finance institution.
• Track record of successfully managing a portfolio of bridging loans or real estate-backed finance.