* In-House Legal Counsel - Focus on secured Lending
* Some PQE experience required
* You will enjoy career Development and exposure to other areas of law
* A major Financial Services business, Together is the largest non-bank lender in the UK
* 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
* Free access to company holiday homes
* Buy & sell holidays
* Discretionary annual bonus plus an additional Shared Reward Bonus
* Matched pension contribution
* Health cash plan plus Private medical insurance
* Life assurance and Critical illness cover
* Travel season ticket loans and Ride to work scheme
* Free local gym access
* Local bar / restaurant discounts
We’re Together. For over 50 years, we’ve helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to mortgages and secured loans.
We take the time to understand our customers and our door is always open, so we can often help when other lenders can’t or won’t. Based in Cheadle, Cheshire, our 750 colleagues help our customers throughout the UK, backed by the power of a £7 billion loan book.
Job Description
The Legal Counsel is part of the Together Group Legal team and is responsible for proactively managing a varied legal workload with a particular focus on legal issues arising from enforcement and recovery of secured lending.
Working closely with the Head of Litigation, Senior Legal Counsel and other members of the litigation team, you will help determine and implement the right strategic approach on managing the back book by conducting security reviews, advising on our recovery strategy, issuing statutory demands and identifying/ management of potential negligence and title insurance claims. You will work closely with external solicitors but will also manage cases in house.
Duties include:
* Providing strategic support to the business (with a particular focus on recovery of commercial loans) by providing high quality, commercially focussed insolvency and restructuring advice, advising on contentious disputes and providing account level support for the recovery and enforcement of impaired debt.
* Proactively managing a varied caseload, by providing timely commercial focused advice in order to improve the level of recovery and reduce the time to recover
* Conducting case analysis and preparing succinct summaries of key information/legal risks
* Conducting security reviews across portfolio accounts and advising on recovery strategies
* In conjunction with the Recoveries teams managing recovery action, including possession claims, receivership and administration appointments, dealing with injunction applications and title issues, recovering shortfalls via bankruptcy of money claim process, negotiating settlements with customers and advising on any disputes with customers
* Instructing and overseeing external legal suppliers and insolvency practitioners
Qualifications
If you have some of the following experience, we are keen to speak to you!
* Insolvency and restructuring experience
* Knowledge of secured lending would be a big plus
* Experience of enforcing security
* Strong drafting and case management skills
* MI collation and trend analysis
* Ability to analyse presented facts and succinctly summarise key legal risks and offer a commercial perspective to solutions
* Good communicator at all levels; upwards, downwards and with business stakeholders
* Desire to expand skill set and experience into additional areas of law
Additional Information
If you feel you have some of the skills mentioned above, but not all, please do still apply and we would be happy to have a further discussion with you in regards to your suitability for the role.
Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.
If you feel you'd benefit from any support or reasonable adjustments during any stage of the recruitment process, please don’t hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.
Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.