Principal Consultant at Fintellect Recruitment
My client is a leading financial institution in Chester, committed to delivering exceptional banking services to customers. As they continue to grow, they are seeking an experienced Underwriter to join their dynamic team and play a crucial role in their lending operations.
The Role
As an Underwriter, you will be responsible for assessing and making informed lending decisions on various financial products, ensuring compliance with regulatory requirements and company policies. Your expertise in risk assessment and attention to detail will contribute to maintaining a strong credit portfolio.
Key Responsibilities:
* Evaluate and underwrite loan & asset finance applications in accordance with company guidelines and risk appetite.
* Assess applicants’ creditworthiness by analysing financial statements, credit reports, and supporting documentation.
* Make informed lending decisions while ensuring compliance with regulatory and internal policies.
* Work closely with Relationship Managers, Credit Analysts, and other stakeholders to ensure smooth loan processing.
* Provide clear rationale for approval, decline, or further information requests on applications.
* Keep up to date with industry trends, regulatory changes, and best practices in underwriting.
What We’re Looking For:
* Proven experience as an Underwriter in a banking or financial services environment.
* Strong understanding of lending principles, credit risk assessment, and regulatory requirements.
* Ability to interpret financial statements, credit reports, and legal documentation.
* Excellent decision-making skills with strong attention to detail.
* Effective communication and stakeholder management abilities.
* Ability to work efficiently under pressure and meet deadlines.
What's On Offer:
* Competitive salary and benefits package.
* Hybrid working options available.
* A supportive and collaborative work environment.
* Career progression and professional development opportunities.
How to Apply
If you have the skills and experience required for this role, we would love to hear from you.
Join us and be a part of a forward-thinking financial institution where your expertise is valued and rewarded!
Seniority level
Associate
Employment type
Full-time
Job function
Analyst and Finance
Industries
Financial Services and Banking
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