Senior Credit Risk Manager - Responsible Lending and Open Banking
Location: Petersfield, Bradford, Chatham, London
Working Pattern: Hybrid, with 1 to 3 days per week in office
Benefits: Discretionary bonus, 25-30 days holiday, pension, paid volunteering days, enhanced maternity/paternity pay, LinkedIn Learning, Snoop Premium, Private Medical Insurance
Role Overview: Lead the evolution of using alternative data sources for credit risk strategies, focusing on responsible lending and open banking. Drive innovation, influence stakeholders, and develop high-performing teams to enhance lending decisions and customer outcomes.
Key Responsibilities:
* Lead and influence cross-functional teams on credit strategy and open banking initiatives.
* Manage projects to implement innovative lending solutions.
* Engage effectively with customers throughout their lending journey.
* Develop and lead a team of high performers.
* Optimize lending decisions through testing and learning.
* Gain stakeholder buy-in for strategic changes.
* Support business growth while managing risk and compliance.
Ideal Candidate: Experienced in responsible lending, open banking data, scorecard development, and familiar with regulatory landscape including CONC obligations.
Interview Process: Phone screening, MS Teams interview, final team interview, with background checks.
Work Flexibility: Part-time options available to promote work-life balance.
About Vanquis: FTSE-listed specialist bank committed to responsible lending and supportive work environment, offering development opportunities and inclusive culture.
Equal Opportunity: We celebrate diversity and are committed to creating an inclusive environment for all employees.
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