Job Description
Business Unit: Chief Credit Office
Salary range: £45,600 - £57,000 per annum DOE + red-hot benefits
Location: UK Remote
Contract type: Permanent
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Don’t settle for dull. Live a life more Virgin.
Our Team
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Our team plays a key part in the shaping of lending strategy for existing customers in our Credit Card portfolio. You’ll join at an exciting time with projects underway to complete redevelop those strategies. You will get considerable exposure to stakeholders across the business and, as part of our small team, plenty of opportunities to make a name for yourself.
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What you’ll be doing
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1. Leading the development and implementation of innovative credit strategies to support Virgin Money’s growth ambitions through sustainable lending practices, whilst ensuring growth remains within our risk appetite framework.
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2. Continuous optimisation of all credit strategies and criteria for existing customers to stay ahead of the competition, responding to changing regulatory landscape.
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3. Leverage technology and new data sources to streamline lending processes and provide insight into the portfolio, driving efficiency across the business.
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4. Working closely with internal stakeholders such as Credit Modelling, Commercial, and Technology to ensure...