Ref: 22891
The Skills You'll Need: fluent in Mandarin and English, credit portfolio analysis experience within banking.
Your New Salary: Depending on experience
Office: Office based
Type: Permanent
Start: ASAP
Report to: Head of Credit Management Dept
Mandarin Speaking Credit Portfolio Assistant - What You'll be Doing:
* Portfolio monitoring: continuously monitor the credit portfolio to identify important messages/early warning signals of distress or deteriorating credit quality by tracking and analysing repayment patterns, financial covenants, internal ratings, country risk, large exposures, and other changes related to credit risk.
* Credit risk control reporting and analysis: prepare regular reports/MI packs for Management, committees, Head Office, regulators, and other relevant stakeholders, providing updates and analysis on credit risk exposure, risk appetite metrics, and other indicators to reflect the effectiveness of risk management strategies.
* Credit risk control: including limit reservations for derivatives and money market.
* Credit Risk Analysis: Evaluate the credit risk impact on the Bank’s loan book by monitoring and analysing macroeconomic factors, industry/sector trends, peer performance, products, and other specific in-depth analyses.
* Asset Quality management: accountability assessment of non-performing loans and write-offs.
* IFRS 9 provision model calculation and provision overlay charges memo drafting.
* Other functions and tasks to assist the Head/Deputy Head of Department, such as policy, procedure, and operating manual review and renewal.
Mandarin Speaking Credit Portfolio Assistant - The Skills You'll Need to Succeed:
* Possesses a minimum of 2 years of work experience in portfolio analysis.
* Good written and verbal skills in both English and Mandarin.
* An ability to work unsupervised; good time management skills are essential.
* Strong data analysis capability with tools like Excel and Power BI; Python and Access are optional.
* Proficient and skilled with Microsoft Word and PowerPoint.
* Excellent communication and interpersonal skills.
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