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Kriya's suite of products keeps business flowing brilliantly by providing frictionless access to payments, credit, and working capital through seamless integrations with merchants, e-commerce software, and payments partners.
Founded in 2011, Kriya has helped businesses collect over £27 billion in B2B payments and advanced over £3.7 billion in credit through working capital and business loans. Kriya has a wide-reaching network of strategic distribution partners, including Barclays Bank, and is backed by prestigious equity investors such as Northzone, Barclays Bank, and Mouro Capital (owned by Santander Bank).
What you’ll be doing:
* Leading the development of the framework and processes for assessing prospective merchant partners and other key risk initiatives.
* Leading the underwriting and structuring of new business deals (£10-100m turnover range).
* Owning and proactively managing a merchant portfolio, ensuring a balance between risk performance within appetite and commercial goals such as processed volume and revenue.
* Taking the lead on risk strategy and processes to support the expansion of our products into new segments, customer types, jurisdictions, and sales channels.
* Working closely within a cross-functional team including Commercial, Product, Data, and Finance to deliver company goals.
* Effectively communicating the strategy and performance of the portfolios to squad and functional leaders, as well as external stakeholders, including funders, through high-quality materials.
* Leading various Risk initiatives as the business grows and the product offering evolves, serving as a key contact in the Kriya Risk team.
Requirements
What you’ll have:
* Proven experience in underwriting businesses and structuring credit deals, including considerations of performance covenants, monitoring, and security structures.
* Experience in building and managing a diversified portfolio, maximizing risk-adjusted returns.
* Highly analytical with the ability to assess financial performance and analyze large data sets to identify patterns.
* Strong influencing, relationship-building, and maintenance skills across the organization.
* A self-starter with a track record of solving complex problems methodically.
* Excellent communication, interpersonal, and collaboration skills.
* Strong organizational skills with the ability to prioritize and manage multiple work streams effectively.
* Proficiency in Excel and PowerPoint.
Our company values are:
#MakeItHappen: We focus on completing important tasks efficiently, finding solutions, and getting things done.
#AlwaysBeLearning: Embracing change and continuous learning, seeking feedback, and providing it.
#1Team1Dream: Prioritizing the collective success of the company, valuing everyone's voice, and listening to each other.
Not only will you have the opportunity to make a significant impact at one of the UK's leading FinTech companies, but you will also have access to:
* 60 days work-from-abroad allowance
* A great office in Shoreditch with amenities like a roof terrace, ping pong, and a beer fridge
* Private health coverage and discounted gym memberships
* Amazon Kindle and book purchase allowance
* Enhanced maternity/paternity leave
* 25 days of annual leave plus your birthday off
* Access to Tate Modern Exhibitions
* Lunches on in-office days (Tuesdays and Thursdays) and monthly breakfast treats
Our Commitment to You:
We aim to respond to all applications; however, if you haven't heard within 8 weeks, please assume your application was not successful.
Kriya is committed to maintaining an inclusive, friendly workplace, ensuring unbiased treatment regardless of gender, age, disability, religion, belief, sexual orientation, marital status, race, or other protected characteristics.
How will we use your information?
We will use your data to process applications, assess suitability, market job opportunities, and improve our sites. Data may be shared with third parties for these purposes but not for marketing. Your data will be protected according to legislation. You can change your mind anytime by emailing [emailprotected].
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