Location:
London - 30 Gresham Street
Department:
Real Estate(IBP)
Division:
Real Estate
Employment Type:
Full time
Salary:
Competitive
Analyst - Real Estate (11351)
Investec is a distinctive Specialist Bank serving clients principally in the UK and South Africa. Our culture gives us our edge: we work hard to find colleagues who'll think out of the ordinary and we put them in environments where they'll flourish. We combine a flat structure with a focus on internal mobility. If you can bring an entrepreneurial spirit and a desire to learn and collaborate to your work, this could be the boost your career deserves.
Team Description
This role is within the Corporate Real Estate division, which provides residential and commercial development and investment finance to institutional and private clients. The successful candidate will work closely with Real Estate Consultants to support lending to large corporates and real estate funds.
Role Overview
The Corporate Real Estate Analyst will assist in the origination and maintenance of property loans in both the residential and commercial markets. This position is critical for managing the existing loan book and facilitating new deal opportunities.
Key Responsibilities
* Loan Book Management: Oversee the existing loan book, including annual reviews, development drawdowns, loan extensions, increases, and ad hoc client requests.
* Collaboration: Liaise with Operations, Valuers, Monitoring Surveyors, Onboarding, Credit, Legal Counsel, and Consultants to manage the loan book and progress new deal opportunities.
* Financial Modelling: Build cash flow models, prepare term sheets, and draft papers for potential new deals, addressing pricing, leverage, covenants, security, etc.
* Deal Analysis: Conduct detailed analysis of new deals, including scenario and sensitivity testing.
* Financial Analysis: Perform financial assessments of sponsors, guarantors, contractors, and other parties involved in transactions.
* Legal Process Support: Assist the team with the legal process following Credit approval, working alongside Legal Counsel, Operations, and Onboarding to complete transactions.
* CRM Management: Manage the team's CRM system and become familiar with the bank's other systems used for deal management.
Core Skills and Knowledge
* Work Ethic: Strong work ethic with the ability to perform under pressure.
* Market Knowledge: Knowledge of the property market and ability to identify relevant material business risks.
* Client Management: Ability to handle demanding clients and work within tight deadlines.
* Proactive Attitude: A proactive approach to delivering exceptional service for clients.
* Regulatory Knowledge: Understanding of relevant compliance considerations, including the regulatory environment and associated processes.
* Integrity: Commitment to acting with integrity and embracing the philosophy of treating customers fairly.
* Cultural Behaviours: Strong cultural behaviours of cooperation, collaboration, respect for others, and the ability to engage in open and honest dialogue while embracing diversity.
Additional Attributes (Helpful but Not Essential)
* Previous property lending experience is advantageous.
As part of our collaborative & agile culture, our working week is 4 days in the office and one day remote.
Benefits
Investec offers a range of wellbeing benefits to make our people feel healthier, balanced and more fulfilled in their lives inside and outside of work.
* Wellbeing Subsidy
* Corporate Gym Membership
* Virtual GP
* Peppy Health App (Fertility, Menopause and Early Parenthood)
* Optional Private Medical & Dental Insurance
* Non-contributory Pension & Discretionary Bonus
* Life Assurance, Critical Illness & Income Protection
* Season Ticket Loan & Electric Vehicle Scheme
Embedded in our culture is a sense of belonging and inclusion. This creates an environment in which everyone is free to be themselves which helps to drive innovation, creativity and ultimately business performance.
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