Location: Croydon/Hybrid with some travel (5%) Salary: Competitive, plus excellent benefits package Closing date for applications: Tuesday 9th July 2024 The opportunity: Are you an experienced Underwriter looking for a new challenge? Don't worry if you don't have the specific Engineering experience, if you have Underwriting experience and are willing to learn, we will invest in your development If you have strong communication skills and the ability to adapt your communication style depending on the situation, we would love to hear from you This is an office-based role and there will be elements of market facing where you will meet external brokers and customers. Many of our employees work flexibly in a variety of different ways, including part-time, flexible hours, job share, an element of working from home or compressed hours. This is because we want the best people for our roles, and we recognise that sometimes those people aren't available full-time. Please talk to us at interview about the flexibility you may need. What will you be doing? Administer and monitor underwriting rules and guidelines, rating manual rules, and insurance laws and regulations. Develop, maintain & collaborate with Line of Business representatives and other business-related needs, as appropriate. Develop and maintain relationships with distributors (agents & brokers) in support of business retention and acquisition Support the organization's sales culture by being a Help Point for agents, brokers and customers. Proactively seek renewal and new account opportunities. Complete detailed opportunity assessment with key distributors to identify growth opportunities. Make broker/customer and on-sight calls with a planned and well-prepared purpose. Cross-Sell other lines of business to increase the organization's product density with the account. Promote the organization's products and services to increase penetration with agency plant. Participate in Sales Team meetings as they relate to assigned brokers and / or territory. Update required systems with details of broker / client visits and account statuses within specified time frame. Calculate Target Price accurately by utilizing underwriting tools appropriately. Measure exposures/analyse risk. Quote and set coverage, negotiate terms and conditions. Service accounts, handle declination's/cancellations. Participate in marketing presentations to assigned agents/brokers. Provide technical expertise for short-term, defined scope projects. Identify and comply with the main principles relevant to legal and regulatory controls that govern standard work practices. Monitor underwriting processes to identify opportunities for improvement. What are we looking for? It would be great if you have Engineering Underwriting experience but this isn't essential. Strong verbal and written communication skills. Basic knowledge of the insurance industry and the legal and regulatory environment Financial knowledge and skills. Knowledge of underwriting philosophy, techniques, national/local filing practices, procedures and guidelines. Strong negotiation skills. Skills in relationship building, active listening, needs analysis and win-win negotiating. Presentation skills and a solutions and service orientation. Who we are: At Zurich we aspire to be one of the most responsible and impactful businesses in the world and the best global insurer. Together we're creating a brighter future for our customers, our people and our planet. With over 55,000 employees in more than 170 countries, you'll feel the support of being part of a strong and stable company who are a long-standing player in the insurance industry. We've made a promise to each other and every employee; to focus on sustainable impact, to care about each other's wellbeing, to use our diverse expertise to be curious and optimistic and to develop the skills needed for our future. If you're interested in working in a dynamic and challenging environment for a company that recognises and rewards your creativity, initiatives and contributions - then Zurich could be just the place for you. Be part of something great. Our culture: At Zurich, our sense of community is strong and we're particularly passionate about diversity and inclusion, which we've won numerous awards for. We want our people to bring the whole of themselves to work and ensure everybody is made to feel welcome, regardless of their background, beliefs or culture. We want our employees to reflect the diversity of our customers, and so are committed to treating all of our applicants fairly and with respect, irrespective of their actual or assumed background, disability or any other protected characteristic. We've an environment that places a real importance on our people's wellbeing from a physical, mental, social and financial perspective. We work with our wellbeing partners and industry experts to provide the best advice and access to a wealth of lifestyle support. We're also committed to continuous improvement and we offer access to a comprehensive range of training and development opportunities. We're passionate about supporting employees to help others by getting involved in volunteering, charitable and community activity. Our charitable arm, Zurich Community Trust, is one of the longest-established corporate trusts in the UK. In that time, we've awarded grants and volunteered time to deserving causes in the UK valued at over £90 million. So make a difference. Be challenged. Be inspired. Be supported, Love what you do. Work for us. The financials 12% defined non-contributory pension scheme. Annual company bonus. Income Protection. Life cover - four times your salary. Time away 25 days holiday a year plus bank holidays. You can also request to swap UK bank holidays for days off that have cultural or religious significance to you. The option to buy up to an additional 20 days or sell some of your holiday. Three days paid volunteering. Up to 16 weeks' full pay for maternity, paternity and adoption leave. Your health is important to us Access to Private medical insurance. Virtual GP appointments. Discounted gym membership. Free flu jab. Access to a wealth of support from our wellbeing partners. We're making a difference Creating a brighter, more sustainable future underpins all that we do here in Zurich. We were the first insurer to sign the 'UN Business Ambition for 1.5˚C' pledge. Our charitable arm, Zurich Community Trust, has awarded grants and volunteered time to deserving causes in the UK valued at over £90 million.