Wealthify – Financial Crime Officer (Cardiff - Minimum 2 Days Onsite)
Who We Are
Welcome to Wealthify – an ambitious, multi-award-winning online saving and investing service. Based in Penarth, Wales, our mission is to inspire everyone to build their future wealth by making it easy to do more with their money.
Our team is engaging, inquisitive, and inclusive, representing diverse backgrounds and beliefs. We’re growing fast, which is why we’re looking for talented, purpose-driven people who want to develop their skills while delivering an outstanding experience for our customers.
If that sounds like you, read on.
The Role
As we continue to grow and strengthen our commitment to regulatory compliance and risk management, we’re looking for a highly motivated Financial Crime Officer to join our team.
Key Responsibilities:
* Conduct comprehensive Know Your Customer (KYC) checks on new and existing customers, ensuring compliance with UK financial services regulations.
* Review and analyse customer documentation, verify identities, and assess risk levels.
* Investigate high-risk customers identified through Sanctions, PEPs, and Adverse Media screening, applying Enhanced Due Diligence (EDD) as needed.
* Manage the customer onboarding journey, taking ownership of KYC reviews and maintaining regular customer contact when required.
* Conduct periodic and event-driven reviews on existing customers.
* Escalate complex cases to the wider financial crime team and MLRO.
* Maintain accurate records of customer information and due diligence activities.
* Stay up to date with anti-money laundering (AML) regulations, laws, and guidelines.
* Collaborate with teams across Legal, Compliance, and Customer Services to resolve KYC-related matters.
What We’re Looking For
We value simplicity, communication, teamwork, trust, and confidence—these core principles define how we work and engage with each other and our customers.
We’d love to hear from you if you have:
* 3+ years of experience as a Financial Crime Officer, including adverse media and sanction screening.
* Strong analytical and investigative skills, plus experience in transaction monitoring.
* Excellent attention to detail and the ability to work independently.
* Experience handling customer interactions over the phone and strong written communication skills.
* The ability to make sound judgments and decisions.
* Strong organisational and time-management skills.
* The adaptability to thrive in a growing business.
Desirable but Not Essential:
* A bachelor's degree in a relevant field.
* An AML/KYC qualification, such as ICA certification.
What We Offer
* Salary: £31,000 - £33,000 (depending on experience)
* 24 days' holiday plus bank holidays (extra day per year, up to 28 days)
* Hybrid and flexible working options
* Annual bonus between 0-20% of salary, based on company and individual performance
* Private medical insurance
* Death in service cover (three times salary)
* Income protection insurance
* Company pension plan
* Social events and activities
* Free onsite gym
* Free parking nearby
Ready to Apply?
If you're passionate about financial crime prevention and want to be part of a dynamic, growing company, we'd love to hear from you.
Job Types: Full-time, Permanent
Pay: £31,000.00-£33,000.00 per year
Additional pay:
* Performance bonus
Benefits:
* Casual dress
* Company events
* Company pension
* Cycle to work scheme
* Enhanced maternity leave
* Enhanced paternity leave
* Free parking
* Health & wellbeing programme
* On-site gym
* On-site parking
* Paid volunteer time
* Private medical insurance
* Referral programme
* Sick pay
* Transport links
* Work from home
Schedule: Monday to Friday
Location:
* Penarth CF64 1SA