Job Description
At YBS, we all want to do the best we can for our customers and members, and in this role you can play your part in delivering great propositions and products for them while getting some great exposure and some exciting challenges.
But it’s more than that, in this role you’ll be able to play a central role in the growth of the Commercial Lending Team and take advantage of some great investment and plans we have to build a great business for our commercial customers.
Sounds good, right?
About the role
As a Products and Propositions Manager being obsessed with the customer is crutial. This is because you’ll be responsible for identifying, prioritising, assessing, designing and delivering great customer-centric commercial propositions and product developments.
Working with the wider Commercial Lending Team, you’ll help create customer insight led products that have a clear commercial benefit and address our target market needs. You’ll champion product development and changes, and work with stakeholders to gain buy-in and deliver change.
You’ll take the lead in managing an ongoing portfolio of change and lead on the assessment of complexity/cost/impact of delivery and establish the business benefits. Alongside this, you’ll ensure that you are delivering this in line with Group strategy as well as in line with regulatory guidance.
The role will also see you co-ordinate and deliver pricing changes and product launches - a vitally important role in an ever-changing interest rate environment. You will ensure that all products are delivered in a timely, compliant and customer centric manner.
You’ll be working with distribution, marketing, digital and operational teams (amongst many others) to bring commercial plans to life, and you’ll ensure that key stakeholders are aligned through strong relationship building and influencing skills.
Please note: We are flexible on location and you can be based at any of our sites, with the requirement to travel when required.
About you
As a Products and Propositions Manager you’ll have a good understanding of how financial products work and create value for us and the customer.
This’ll be coupled with a track record of creating an incredible stakeholder network and a good understanding of the wider industry and key competitors
Alongside this, you will have great experience of delivering change, you’ll be comfortable communicating at all levels of the business and you’ll have a collaborative approach to making things happen.
Furthermore, the ideal candidate will demonstrate good digital literacy skills, expertise in data analytics, and the ability to generate valuable insights.
About us
At YBS we don’t have shareholders, we have members. We care about people and that includes you. So here, you’ll be respected for who you are, you’ll be able to bring your whole self to work, and you’ll have everything you need to build a long and rewarding career.
Flexibility. We offer a range of flexible working options without unsocial hours, which can help you find a healthy work-life balance. Whether it’s finishing early for an appointment or fitting your studies and hobbies in around your working hours, we can help make it work for you. We’re happy to talk flexible working and you can reach out to us anytime during the recruitment process to discuss this.
Development. We want you to feel challenged here. Whatever your ambitions, we’re committed to helping you develop your skills and move ahead in your career journey. From day one, we’ll set you up for success with a brilliant induction and full training plan, all designed to get you up to speed quickly.
Inclusivity. We’re passionate about creating an inclusive environment where everyone is welcome and able to be themselves. If you’ll go the extra mile to help our members, you’ll fit right in and feel you belong here.
About our Benefits
We offer lots of fantastic rewards that you can make the most of in and out of work, including:
1. Holiday. You’ll get 25 days plus Bank Holidays, as well as the option to buy up to a further 5 days.
2. Bonus. At YBS we work collaboratively and share in our success together, so when we reach our goals were all rewarded with an on target bonus of 7% of eligible pay (with the opportunity to earn up to a maximum 15%).
3. Pension. We know how important it is to save towards the future, that’s why we’ll contribute up 11% into your YBS pension.
4. Healthcare. Health and wellbeing are an important part of life at YBS, when you join us you’ll have access to a range of health benefits to suit your life including private medical insurance, dental and healthcare plans.
5. My Benefits. When you join YBS you’ll have access to our self-service benefits portal, where you can access a range of retail, hospitality and health discounts,