Fraud Analyst - FX/Payments
London - Hybrid
Circa £50k - £60k
A growing fintech specialising in cross-border payments and FX is seeking a Fraud Analyst / Associate with expertise in virtual cards, chargebacks, and payment fraud prevention.
Key Responsibilities:
* Develop and implement fraud detection strategies for card payments and cross-border transactions.
* Monitor and analyse transaction data to identify fraudulent activity and reduce chargeback rates.
* Investigate and manage the full chargeback lifecycle, ensuring compliance with Visa/Mastercard regulations.
* Optimise fraud prevention tools, including machine learning models, to enhance detection accuracy.
* Collaborate with internal teams to improve fraud response protocols and educate stakeholders on risk mitigation.
* Support and monitor pay-by-link payments, ensuring security through 3D Secure and fraud prevention measures.
Key Requirements:
* Minimum of 2-3 years of fraud prevention experience in cards and payment processes within financial services.
* Hands-on experience in chargeback management and dispute resolution.
* Familiarity with Visa/Mastercard fraud alerts (TC40, SAFE) and fraud prevention tools.
* Experience with pay-by-link solutions and 3D Secure protocols.
* Strong analytical skills, with proficiency in data analysis and fraud detection technologies (SQL is a plus).