Mortgage Underwriter, Bournemouth
We’re seeking an experienced mortgage/bridging finance underwriter to join our existing short term lending credit team, based on the south coast, in Bournemouth.
Key Responsibilities:
* Assess Bridging/Refurbishment loan applications.
* Manage their own pipeline from initial assessment through to completion.
* Provide effective communication to all parties, including introducers and/or applicants, ensuring exceptional customer service at all times.
* Work with the wider team so that agreed targets and objectives are met.
* Provide feedback on policies and process to highlight possible improvements or concerns.
* Utilise experience to provide rationale for applications outside of agreed lending criteria.
* Ensure that you adhere to the principles of Treating Customers Fairly, the Prevention of Financial Crime (including AML, identification and reporting of fraud), undertaking and maintaining online training through Compliancy Services.
Requirements:
* You will ideally have been working in a similar role, for at least 12 months, and hold recognised industry qualifications (CeMAP, CeRCC) but qualifications are not essential.
* Experience of the mortgage intermediary market, its products and processes.
* Current lending mandate.
* A detailed understanding of complex BTL lending types.
* Manual BTL mortgage underwriting experience.
* Regulation / Legislation Awareness ...