About us Seccl is the Octopus-owned embedded investment platform that’s helping more people to invest – and invest well. Our sector is being held back by old tech, dismal processes and misaligned interests. Together they create pointless complexity for financial planning and investment professionals, and provide outdated, overpriced experiences for customers. We’re on a mission to fix it. We help forward-thinking financial planners, wealth managers and investment platforms to reimagine their business and client experience – empowering them to build better, more sustainable and more valuable operations, and meet the digital demands of the future, not the baseline expectations of the past. And we do it by reimagining their technology – with a low-cost, hyper-efficient and (genuinely) API-first technology infrastructure that handles millions of requests every day, and powers the portfolios of more than 160,000 investors. A regulated custodian and ISA/SIPP provider, we combine the disruptive mindset and ambitious mission to shake things up, with the commitment and substance to not screw them up. We’re proud to be part of Octopus, the £12.8 billion group that's on a mission to breathe new life into broken industries, through companies like Octopus Energy, Octopus Investments and Octopus Money. TLDR We’re a business with insane product-market fit, impressive early traction and an offering that has the potential to transform an outdated industry for the better. We’ve doubled the size of our business over the last six months and expect to do that a few more times over the next few years. The role Are you a dynamic risk professional ready to make your mark in an exciting and fast-paced environment? We’re looking for a passionate Head of risk to join our team and play a key role in ensuring the effectiveness of our risk management framework, delivering agile oversight, and providing clear, consistent advice across a variety of risk disciplines. You’ll support the business in managing its oversight responsibilities, helping us stay ahead of the game with a robust and adaptable approach to risk. On a typical day you will be… Managing and carrying out 2nd line risk oversight with a focus on operational risk, enterprise risk, operational resilience, and third-party management risk. Performing risk assessments to evaluate risk levels, significance, and scope across the business. Enhancing theenterprise risk management framework, driving maturity and efficiency. Collaborating with compliance, information security, and financial crime teams to maintain a holistic view of the firm’s risk profile. Overseeing policy management, governance reviews, risk appetite metrics, and 2nd line controls testing. Supporting strategic processes such as ICARA workshops, product development risk assessments, and risk incident resolution. Producing impactfulrisk MI and reports for review by senior leaders and committees. Monitoring the regulatory horizon and providing actionable insights for the business. You’ll be successful if you … Have strong experience in risk management withinUK Financial Services (ideally in an FCA-regulated enhanced scope firm). Possess in-depth knowledge of multiple risk disciplines, coupled with a passion for problem-solving and driving improvements. Have exceptional communication skills—able to deliver clear, actionable advice and provide constructive challenges to stakeholders. Possess keen analytical skills with a questioning mindset, confident in researching alternatives and making informed decisions. Are a proactive, organised person with the ability to juggle multiple priorities in a fast-paced environment. Leadership abilities to inspire, support, and motivate cross-functional teams while fostering inclusivity and collaboration. This role isn’t for you if: You rely on a lot of top-down direction. Here, you’ll have a lot of freedom and ownership of your role, and you’ll be expected to shape your own progression You’re not comfortable working in a fast-paced environment. Our speed and scalability is what set us apart; you need to be able to act quickly and think on your feet You struggle to follow through on your ideas. We value people who do what they say they will. If you care about something, you have the freedom here to make it happen You don’t like change. You’ll get on great here if you relish the ambiguity of rapid growth and are willing to embrace uncertainty Our culture We are proud to cultivate a culture first, human environment and genuinely listen to our people about what matters to them most. As a result, we’re proud we’ve cultivated a transparent and inclusive environment that encourages diversity of thought, challenge and experimentation. Our purpose is supported by a series of non-negotiable operating principles that define how we work to deliver value for each other and for our clients: Never settle: We think of ourselves as ‘embedded hero-makers’ for our customers. We put them first, and if we say we’ll do something, we’ll move heaven earth to do it. We think boldly and embrace change. Take ownership: We think rigorously and deeply about a problem, but then charge at it, acting with and urgency and speed that sets us apart. But we never lose sight on quality or long-term scalability. Be generous and candid: We encourage our people – and our customers – to challenge us and never shy away from tough conversations. We have a flat and inclusive culture where everyone can be themselves – and speak up. We have offices in central Bath and Edinburgh, and London. We’re working as a hybrid team supporting each of our people to choose how they work best. We’ve always been supportive of flexible working that focuses on delivery and impact, rather than hours worked. Don’t just take our word for it, check out our Glassdoor page for the latest reviews or our Instagram, and LinkedIn for company updates and insights from the team. What’s in it for you… We offer a generous blend of benefits for the things that really matter to our people, including: 27 days holiday bank holidays (some can be flexible) day off on your birthday. 3 days (full time) per year for Dependant leave 2 days off per year to volunteer for a registered charity of your choice, including our charity partners Aid Box Community and Edinburgh Food Project Length of service award – 1 month paid sabbatical at 8 years. 6% employer pension contribution, and life assurance Private medical insurance with AXA Health Enhanced Parental leave and flexibility to integrate your home and work life in a trusted environment. Will writing offering via Octopus Legacy MacBook and up to £500 home office set up budget. £700 per person learning budget. Option to work abroad for up to 6 weeks in the year. Health and wellbeing initiatives including free therapy via Wellness Cloud, mental health support via Headspace. Strong financial wellbeing focus including access to Octopus Money, Octopus Share Incentive Plan and Seccl invest (our own platform for you to manage your investments) Octopus Electric Vehicle scheme after 12 months of employment Perkbox – Flexi-points giving you a range of discounts and perks including free weekly coffee, gym and retail discounts. Cycle to work scheme - saving money on a range of bikes and accessories. Our aim is to build a diverse and inclusive company of awesome people, with unique skills, passions and experiences. We encourage everyone to join us, whatever your gender identity, race, ethnicity, sexual orientation, age or background. We usually allow around two weeks for sourcing some great candidates so don’t be dishearten if we’re not in touch right away, we’ll let you know next steps as soon as we can. If you think you have most of what we are looking for, then what are you waiting for? Apply now—and let’s embrace the risk together.