EndDate
Tuesday 21 January 2025 SalaryRange£86,964 -£102,310
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Hybrid Working, Job Share Job DescriptionSummaryTITLE: Lead Solution Architect -Enterprise Risk Management platform
LOCATION: Edinburgh,Halifax or Leeds
HOURS: Full time
WORKINGPATTERN: Hybrid, 40% in an office site
About us
We’re on an exciting journey to transform ourGroup and the way we’re shaping finance for good. We’re focusing onthe future, investing in our technologies, workplaces, andcolleagues to make our Group a great place for everyone. Includingyou!
JobDescription
We areseeking a highly skilled Software Platform Lead Solution Architectto lead the solution architect team, to be responsible for thedesign and development of scalable, secure, and innovativetechnology solutions in Enterprise Risk Managementplatform.
The ideal candidatewill have strong expertise in architecting platforms that supportcredit risk, operational risk, and market risk functions, ensuringrobust systems and compliance with banking regulations. The rolewill collaborate closely with risk data scientists, software anddata engineers, and external vendors to build solutions that driveefficiency, security, and regulatory compliance, while alsodefining and documenting comprehensive technicalrequirements.
KeyResponsibilities:
1. PlatformSolution Architecture Design:
* Lead thesolution architecture design for software platforms supporting riskmanagement regulation requirements.
* Designsystems that integrate risk data from various sources, ensuringdata availability, quality for risk modelling andreporting.
* Ensure the scalability, performance,and resilience of risk platforms to handle large-scale, complexrisk analytics.
2.Technology and FrameworkSelection:
* Evaluate and recommendappropriate technologies (cloud, on-premises, hybrid) for the riskplatform.
* Leverage industry best practices formicroservices architecture, API management, and integrationstrategies to build flexible and modularsystems.
* Ensure platforms are built usingsecure, scalable, and future-proofed technologies, incorporatingDevOps practices for continuousdeployment.
3.Technical RequirementsWriting:
* Develop and document**technical requirements** that define the system's architecture,integration points, and data processing needs, aligning them withbusiness and regulatory goals.
* FunctionalRequirements: Outline system capabilities, including real-time riskreporting, data integration, and modelexecution.
* Non-Functional Requirements: Defineperformance, scalability, security, and resiliencestandards.
* Data Requirements: Document dataflows, storage, protection (encryption, masking), and accesscontrol measures.
* Integration and APIRequirements: Specify API structures and integration details withinternal and external systems.
* SecurityRequirements: Outline authentication, authorization, encryption,and audit logging mechanisms.
* Compliance andRegulatory Requirements: Ensure the platform adheres to relevantbanking regulations (e.g., Basel III/IV,GDPR).
4. RiskAnalytics and DataIntegration:
* Collaborate with riskofficers, quantitative analysts, and data scientists to integratesophisticated risk models into theplatform.
* Develop data integration solutionsfor real-time and batch risk data processing across various sources(e.g., credit systems, market data feeds, externalvendors).
* Ensure platforms support advancedanalytics, stress testing, scenario analysis, and regulatoryreporting (e.g., Basel III/IV, IFRS 9,CCAR).
5.Security, Governance, andCompliance:
* Ensure compliance withinternal and external regulatory requirements (e.g., GDPR, PCI-DSS,Basel Accords) for data protection, security, and audittrails.
* Implement architecture governanceframeworks that align with enterprise risk management (ERM) and ITpolicies.
* Collaborate with security teams toensure platforms are protected from emerging threats andvulnerabilities.
6.Collaboration and StakeholderEngagement:
* Engage withcross-functional teams including risk management, finance, productowners and external vendors to gather requirements and delivertechnical solutions.
* Communicate complextechnical solutions to non-technical stakeholders, ensuringalignment with business objectives.
* Support andmentor development teams, ensuring architecture principles arefollowed throughout the developmentlifecycle.
7.Continuous Improvement andInnovation:
* Keep up to date with thelatest technological advancements in banking risk platforms, datamanagement, and security.
* Drive innovation byincorporating modern technology for predictive risk analytics,fraud detection, and automation of riskreporting.
* Collaborate with other architectsand engineers to continuously refine platform architecture forperformance, scalability, and securityimprovements.
KeyQualifications:
1. TechnicalExpertise:
* Proven experience as asoftware architect, ideally within banking or financial services,with exposure to risk managementplatforms.
* Strong knowledge of cloudtechnologies (GCP) and on-premisessystems.
* Expertise in designing microservices,distributed systems, and APIs for high-volume dataintegration.
* Proficiency with databases (SQL,NoSQL) and data pipelines (ETL/ELT) for largedatasets.
2. RiskManagement Understanding:
* Familiaritywith risk functions in banking (e.g., credit risk, market risk,liquidity risk, operationalrisk).
* Understanding of key risk frameworks(Basel II/III/IV, IFRS 9, CCAR, Dodd-Frank Act) and regulatoryrequirements for riskplatforms.
3.Leadership and StakeholderEngagement:
* Strong communication andcollaboration skills, with the ability to work effectively withboth technical and non-technicalteams.
* Experience in guiding development teamsthrough architecture decisions and ensuring alignment with businessand regulatoryneeds.
4. Securityand Compliance:
* Deep understanding ofsecurity best practices and regulatory requirements in banking(e.g., GDPR, PCI-DSS).
* Experience inimplementing security protocols, data encryption, and secure accesscontrolmeasures.
DesiredExperience and Skills:
* 10+ years ofsoftware development/architecture experience, preferably infinancial services risk managementsystems.
* Hands-on experience with riskanalytics tools, such as SAS, R, or Python, and integration withfinancial data feeds.
* Experience with agilemethodologies and DevOps processes (CI/CD, automated testing,containerization).
Wealso offer a wide-ranging benefits package, whichincludes:
* Agenerous pension contribution of up to15%
* An annual bonus award, subject toGroup performance
* Share schemes includingfree shares
* Benefits you can adapt toyour lifestyle, such as discountedshopping
* 30 days’holiday, with bank holidays on top
* Arange of wellbeing initiatives and generous parental leavepolicies
Readyfor a career where you can have a positive impact as you learn,grow and thrive? Apply today and find outmore!
We'refocused on creating a values-led culture, and our approach toinclusion and diversity means that we all have the opportunity tomake a real difference,together.
Aspart of the Group's commitments as a result of ring-fencinglegislation, colleagues based in the Crown Dependencies arerequired to be exclusively dedicated to the non-ring-fenced bankand its subsidiaries. This means that colleagues who are based inthe Crown Dependencies would not be able to undertake roles for theRing Fenced Bank from their existing location and would need toconsider relocation when applying forroles.
At Lloyds BankingGroup, we're driven by a clear purpose; to help Britain prosper.Across the Group, our colleagues are focused on making a differenceto customers, businesses and communities. With us you'll have a keyrole to play in shaping the financial services of the future,whilst the scale and reach of our Group means you'll have manyopportunities to learn, grow anddevelop. We keep your data safe. So,we'll only ever ask you to provide confidential or sensitiveinformation once you have formally been invited along to aninterview or accepted a verbal offer to join us which is when werun our background checks. We'll always explain what we needand why, with any request coming from a trusted Lloyds BankingGroup person. We're focused oncreating a values-led culture and are committed to building aworkforce which reflects the diversity of the customers andcommunities we serve. Together we’re building a truly inclusiveworkplace where all of our colleagues have the opportunity to makea real difference.