If you have experience in Credit Underwriting and evaluating Buy-to-Let mortgage applications from a banking environment then we would love to hear from you. Credit Underwriting Officer London - 4 days in the office with 1 day from home Salary circa £45 - £55,000 pa plus benefits The Credit Underwriting Specialist will be responsible for evaluating BTL mortgage applications for portfolio landlords in accordance with company policies and regulatory guidelines. This role involves a detailed analysis of financial documents and credit information to assess the risk and eligibility of applicants. Day to day responsibilities will consist of, but not be exhaustive of: Review and analyse residential real estate loan applications and supporting documentation. Assess the creditworthiness and financial stability of loan applicants (usually Limited companies). Ensure compliance with all company policies and regulatory requirements (SS13/16). Provide detailed recommendations to the Senior Credit Manager and the Banks Credit Committee on the strengths and weaknesses of each application. Support the Credit Administration Team in preparation of the Facility Letter and other supporting documentation. Identify and resolve any discrepancies in documentation or information provided in support of loan applications. Collaborate with the business team members to ensure smooth loan processing. Assist the Manager in management of the RRE Portfolio including analysis of the performance of existing facilities as part of the Banks annual review process. The successful candidate will have: Excellent analytical skills and knowledge of analysing financial Accounts and balance sheets Strong Microsoft Office skills Flexible approach to meet changing requirements and the ability to perform under pressure within time constraints Ability to work under pressure without compromising quality Excellent written, oral communication and presentation skills Please get in touch to find out more information.