3 days ago Be among the first 25 applicants
Get AI-powered advice on this job and more exclusive features.
Legal & General supports the savings, protection and retirement needs of around 14 million people, through our portfolio of retail and workplace businesses.
Our Retail division helps people enjoy a more colourful retirement, both directly and through their employers, including Lifetime Mortgages, Retirement Interest Only Mortgages and financial advice on our range of lending products.
We are the UK’s number one individual life insurer, and also provide Group Protection products for employers – all helping people to plan for the unexpected. We support home buying through our Mortgage Club – the UK’s largest – and our award-winning Surveying Services team. And our fintech team finds and supports socially useful start-ups and scale-ups working in the workplace, home, insurance and wealth areas.
Joining us means helping create brighter financial futures for all our customers.
Job Description
Are you ready to take your career to the next level? We’re recruiting for a Life Medical Underwriter to join our dynamic team. You'll be reviewing customer applications to identify risk factors to assess whether we can offer Life, Critical Illness Cover and Income Protection applications. With a competitive base salary and flexible working options, this is an opportunity you don't want to miss!
Why You'll love working with us:
* Flexible Work Arrangements: Choose between home- based or hybrid opportunities, depending on your location. We ask for just one day a week in the office.
* Work-Life Balance: We offer full time, part-time, and condensed hours within the team to suit your lifestyle.
* Career Development: We will provide opportunities for you to grow and advance in your field.
What you'll be doing:
* Accurately assessing and documenting life and disability risks by reviewing applications and deciding which terms, if any, can be offered up to the value based on your autonomy level.
* Ability to participate in or lead projects that enhance the underwriting process and improve our systems and commercial viability.
* Ensuring any requests for further information are appropriate and accurate and commensurate with the risk being assessed.
* Identifying complaints and ensuring they are acted upon quickly and root causes highlighted.
* Ensuring all work is accurately recorded daily to enable effective business decisions.
* Taking ownership of maintaining an excellent knowledge and understanding of legislative and regulatory requirements.
* Communicating with internal, external customers and third parties in a professional and efficient manner.
* Understanding the commitments made about the level of service during the marketing and sales processes.
Qualifications
Who we're looking for:
* Must have experience in underwriting protection products.
* Must have experience in UK medical underwriting (essential).
* Must have thorough understanding of the risk factors for mortality and morbidity, as well as financial underwriting.
* Extensive knowledge of all protection products.
* Understanding of legislations and regulatory requirements would be preferable.
* Excellent written and verbal communication skills.
Whatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer:
* The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes.
* Generous pension contribution.
* Life assurance.
* Private medical insurance (permanent employees only).
* At least 25 days holiday, plus public holidays, 26 days after 2 years’ service.
* Competitive family leave.
* Participate in our electric car scheme.
* Discounts for our own products and at a range of high street stores and online.
Additional Information
Legal & General is a leading financial services group and major global investor, named Britain’s Most Admired Company in 2023, for the second year running. We aim to build a better society for the long term by investing our customers’ money in things that make life better for everyone.
If you join us, you’ll be part of a welcoming culture, with opportunities to collaborate with people of diverse backgrounds, views and experiences. Guided by leaders with integrity who care about your future and wellbeing.
We strive to be open, mindful and inclusive, so are always willing to discuss flexible working arrangements and reasonable accommodations for candidates with specific needs.
If you’re open to find out more, we'd love to hear from you.
Seniority level
* Not Applicable
Employment type
* Full-time
Job function
* Finance
#J-18808-Ljbffr