* This position plays a crucial role in achieving the ambitious Lending growth strategy. It involves identifying and delivering key product development, proposition, and credit enablers to support balanced lending growth.
* Tracking and analysing key performance indicators will also be important in this role. We'll use insight to identify, prioritise, and implement new product opportunities.
* The ability to work across segments, channels, and sectors, and with colleagues from across the end-to-end journey makes this role even more exciting.
* The individual will need to influence both internally and externally by delivering the value for the Group and increasing support for UK businesses. You'll therefore require leadership and influencing capabilities to design and deliver simple, strategic solutions whilst leading, coaching and influencing the wider RM teams, Digital Channel, Operations and Risk teams.
Prior experience of commercial management and/or product development including the delivery of financial, strategic metrics, credit, risk and client experience metrics
* Highly motivated, self-starter with ability to identify tactical and strategic improvement opportunities, informed by both internal performance metrics and broader industry and market insight.
* Experienced leader able to distil often complex problems into easy to understand outcomes and lead their team to success, delivering business results through others by coaching, training & developing.
* Ability to Communicate, present and influence effectively at all levels of the organisation, including senior leadership.
* Commercial skills, being able to set out and make trade offs for the best outcome.
* Utilises customer and market insights, to identify, prioritise and deliver product and credit enablers
* Work closely with the key partners across the Group, developing and maintaining relationships to support effective outcomes and driving an end-to-end view to drive good customer and regulatory outcomes as well as market share and revenue growth.
* Develop and maintain an effective external network to remain close to customer needs, market innovation and regulatory change.
The Lending team forms part of Lending & Working Capital (L&WC) within Business & Commercial Banking.
We're searching for a new Director to lead our Commercialisation activity reporting directly to the Head of Lending. Lending is at the heart of meeting evolving customer needs and consistent with our group purpose of Helping Britain Prosper, playing a pivotal role to the success of our Business and Commercial Banking (BCB) division. You'll be accountable for the commercial performance and development of the Lending product set across all BCB's segments including Business Banking, SME and Mid Corporates representing more than 1m customers. We're in the middle of an exciting transformation and growth phase against a competitive landscape. Your role will involve leading a team of 5 Product specialists on a key ground-breaking journey. You'll also play a meaningful role within the Lending and wider L&WC leadership team!, At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop. We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it's why we especially welcome applications from under-represented groups. We're disability confident. So if you'd like reasonable adjustments to be made to our recruitment processes, just let us know. We also offer a wide-ranging benefits package, which includes:
* A generous pension contribution of up to 15%
* An annual performance-related bonus
* Share schemes including free shares
* Benefits you can adapt to your lifestyle, such as discounted shopping
* 30 days' holiday, with bank holidays on top
* A range of wellbeing initiatives and generous parental leave policies
This is a once in a career opportunity to help shape your future as well as ours. Join us and grow with purpose.