An excellent opportunity to join a growing Independent Commercial Finance Lender as a Relationship Manager has arisen. You will be an ambassador for the company in delivering exceptional customer service and business performance whilst maintaining sound risk management for a portfolio of clients. You will be responsible for managing higher risk clients and developing relationships with them whilst ensuring the company's risk and compliance policies are adhered to.
Salary: £50 - 55k basic + car allowance + bonus
Location: South West/ M4 Corridor
Responsibilities:
Underwriting new business, ensuring all key risk areas are considered and mitigated
Writing restructure reports for existing business, ensuring all security is reviewed and updated and underwriting is completed
Liaising with sales directors to assist with mitigating risk and structuring facilities
Holding bi-weekly Risk Committee calls with Senior Management to discuss & assess high risk facilities which may potentially lead to a collect out
Excellent Analytical and Problem-Solving skills with the ability to think "outside the box" in a logical manner
Ability to work under pressure and within strict deadlines, managing changing and conflicting priorities
Developing and managing a portfolio of clients according to their business needs offering the highest level of service possible
Ensuring DPA & Credit Policy compliance, facility is maximised, and risk minimised
Portfolio monitoring in line with the Risk Cohorts
Problem solving, Identifying, and providing solutions to a wide range of client queries and business needs
Retaining existing revenue streams, and generating new opportunities ensuring delivery against agreed policies and underwriting procedures
Preparing for and attending monthly portfolio review
Obtaining, reviewing, and reporting on management information on an ad hoc basis (cohort dependant)
Key skills/ experience:
Previous background in financial services, preferably Invoice Finance or Banking
Underwriting experience is highly desirable
Ability to work proactively and independently
Proven risk management skills
Relationship management experience across a diverse portfolio of clients
Proactive approach to working is essential alongside excellent time management skills
Proficient in technical competencies such as the ability to interpret simple business accounts
Motivated and an excellent motivator
Exceptional communication skills, verbally and written