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Copy of Life Medical Underwriter, homebased, united kingdom
Client:
LegalAndGeneral
Location:
Job Category:
-
EU work permit required:
Yes
Job Reference:
4039a1f60b04
Job Views:
2
Posted:
13.04.2025
Expiry Date:
28.05.2025
Job Description:
Are you ready to take your career to the next level? We’re recruiting for a Life Medical Underwriter to join our dynamic team. You'll be reviewing customer applications to identify risk factors to assess whether we can offer Life, Critical Illness Cover and Income Protection applications. With a competitive base salary and flexible working options, this is an opportunity you don't want to miss!
Why You'll love working with us:
* Flexible Work Arrangements: Choose between home-based or hybrid opportunities, depending on your location. We ask for just one day a week in the office.
* Work-Life Balance: We offer full time, part-time, and condensed hours within the team to suit your lifestyle.
* Career Development: We will provide opportunities for you to grow and advance in your field.
What you'll be doing:
* Accurately assessing and documenting life and disability risks by reviewing applications and deciding which terms, if any, can be offered up to the value based on your autonomy level.
* Participating in or leading projects that enhance the underwriting process and improve our systems and commercial viability.
* Ensuring requests for further information are appropriate and accurate, ensuring the customer journey is not impacted unnecessarily.
* Identifying complaints and ensuring they are acted upon quickly and root causes highlighted to ensure compliance with complaints response time limits.
* Ensuring all work is accurately recorded daily to enable effective business decisions.
* Maintaining an excellent knowledge of legislative and regulatory requirements.
* Communicating with internal, external customers and third parties in a professional and efficient manner, ensuring customer satisfaction is maximized.
* Understanding the commitments made about the level of service during the marketing and sales processes.
Who we're looking for:
* Must have experience in underwriting protection products.
* Must have experience in UK medical underwriting (essential).
* Must have thorough understanding of the risk factors for mortality and morbidity, as well as financial underwriting.
* Extensive knowledge of all protection products.
* Understanding of legislation and regulatory requirements would be preferable.
* Excellent written and verbal communication skills.
Whatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer:
* The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes.
* Generous pension contribution.
* Life assurance.
* Private medical insurance (permanent employees only).
* At least 25 days holiday, plus public holidays, 26 days after 2 years’ service. There’s also the option to buy and sell holiday.
* Competitive family leave.
* Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax-efficient salary sacrifice.
* Discounts for our own products and at a range of high street stores and online.
* Our redesigned workspaces are great spaces to connect and collaborate with wellbeing at the heart.
Legal & General is a leading financial services group and major global investor, named Britain’s Most Admired Company in 2023. We aim to build a better society for the long term by investing our customers’ money in things that make life better for everyone.
If you join us, you’ll be part of a welcoming culture, with opportunities to collaborate with people of diverse backgrounds, views and experiences. Guided by leaders with integrity who care about your future and wellbeing. If you’re open to find out more, we'd love to hear from you.
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