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Location: London, Bradford, Chatham, or Petersfield
We are happy for you to be based in Bradford, Chatham, or Petersfield, but please note that occasional travel to other offices will be required.
Closing Date: Monday 11 November 2024
Working Pattern: Our working style is hybrid, with an understanding of the importance of collaborative work. Typically, 1 to 3 days per week will be in one of our offices.
Benefits: Discretionary annual bonus, 25 to 30 days holiday (depending on service), pension scheme with matched contributions up to 10%, 1 paid day to ‘give back,’ and access to LinkedIn Learning for all.
We encourage applications even if you don’t meet all criteria; your unique strengths and eagerness to learn are valuable.
You and Your Team
The Credit Risk Analyst will leverage data-driven insights to develop, implement, and optimize acquisition strategies for VBG.
Responsibilities:
* Support analytical/data-driven projects.
* Contribute to workflow or process improvements and understand various products and processes.
* Gather and define requirements for insights and communicate findings effectively to management.
* Provide support and oversight on credit reporting, ensuring processes are documented.
* Define data infrastructure requirements for business reporting.
* Create regular management information reports.
* Develop visual reports, KPIs, and dashboards using platforms like Power BI and Excel.
Knowledge and Expertise:
* Exceptional quantitative skills with credit analytics experience.
* Understanding of consumer credit, especially in subprime or online lending sectors.
* Knowledge of corporate governance frameworks.
* Ability to plan, organize, and prioritize effectively under pace.
Preferred Attributes:
* Ability to present complex problems clearly.
* Excellent communication, influencing, and negotiation skills.
* Independent and objective operation.
* Logical, analytical problem-solving approach.
* Attention to detail and accuracy.
* Degree or equivalent in a numerate, analytical field.
* Experience in data reporting and analytics within credit risk teams.
Interview Process:
* Up to 30-minute phone call with Talent Acquisition.
* Up to 60-minute competency-based interview with the hiring team.
* Final interview with Daniel Betts, Head of Credit Risk.
Our process typically takes up to 4 weeks, but we accommodate your availability. You will have opportunities to communicate with our recruitment team throughout.
As the role involves working within a regulated environment, offers are subject to background checks, including criminal record, credit, fraud, and employment verification.
Work-Life Balance:
If you prefer part-time work, we aim to accommodate your needs to support your commitments or work-life balance, matching your current flexible arrangements where possible.
Why Work for Us?
We are Vanquis Banking Group plc, a FTSE All Share company and a leading specialist bank established in 1880. We responsibly lend to 1.75 million UK customers through Vanquis, Moneybarn, and Snoop. Our purpose is to deliver caring banking, helping our customers make the most of life's opportunities.
We value our colleagues and strive to create a rewarding, engaging, and supportive environment. We offer competitive salaries, benefits, recognition schemes, pension schemes, and development opportunities to help you grow your career.
Equal Opportunity Statement
We embrace diversity and inclusion, welcoming everyone regardless of identity, background, or personal characteristics. Our people are our strength, helping us fulfill our mission to support our customers effectively.
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