My client based in Fleet is seeking an Assistant Underwriting Manager to join their team You will be assisting and supporting the Head of Underwriting acting as a deputy when requested to do so. You will be managing direct reports and having oversight over the Underwriting Team. Duties Assist in the evaluation and analysis of mortgage loan applications to determine the borrower’s creditworthiness. Assess loan documents including income verification, credit history, portfolio landlords, and property valuations, to ensure they meet lending criteria and appetite. Approve or recommend loan decisions within delegated mandate limits, ensuring adherence to company policies and procedures. Support the Head of Underwriting in overseeing the underwriting team, providing day-to-day leadership, and ensuring team members meet performance standards. Assist in mentoring and training of new starters, providing guidance on underwriting practices and policies. Contribute to regular team meetings to discuss workflow, policy changes, and address any challenges. Ensure a high level of customer service is provided throughout the underwriting process. Manage, oversee, and prioritise the underwriting pipeline to ensure timely processing and decision-making of mortgage loan applications. Collaborate with the Head of Underwriting and Operations Training Specialist to develop and implement best practices and standard operating procedures. Participate in or lead projects aimed at improving the underwriting function or addressing emerging challenges in the mortgage market. Support the integration and utilisation of new tools and software to streamline the underwriting process. Collaborate with sales team to enhance the overall customer experience and satisfaction with the mortgage process. Skills and Experience Strong knowledge of mortgage lending processes, underwriting guidelines, and regulatory requirements. Excellent analytical skills with the ability to assess risk and make sound underwriting decisions. Effective leadership and team management capabilities. Proficiency in mortgage underwriting software (DPR) Strong communication and interpersonal skills, with the ability to interact with various stakeholders. Detail-oriented with excellent organisational and problem-solving skills. Leadership / coaching skills Approachable, tactful, and confident Strong Presentation skills Team player Adaptable Hold a lending mandate Mortgage industry experience Strong written & verbal communication skills Previous underwriting experience necessary