My client based in Woking is seeking a Mortgage Underwriter to join their fast-growing team You will be assisting with the growing volume or mortgage loan applications. Furthermore, you would be responsible for Packaged Applications and Decision in Principle enquiries to be underwritten in accordance with lending policy and price plans, FCS responsible lending practices, TCF principles and appropriate service standards. Responsibilities Ensure that all lending files are reviewed throughout the underwriting process in accordance with the company’s policies and procedures and TCF principles. Ensure the accuracy of customer and loan related data that is captured within the underwriting forms, documents and internal systems. Establish and maintain effective working relationships with key 3rd party business partners. These include all intermediary partners, solicitors and valuation panel managers Achieve satisfactory performance levels in all KPIs to maintain/achieve underwriting mandate. Provide support to the Head of Lending and more senior team members as required including policy and procedure enhancements and recommendations for cases outside of policy for further review. Approving cases with individual mandate levels. Maintain an up-to-date market awareness of both lenders and intermediaries working in the second charge space as well as the regulatory rules and guidance for the market. Undertake relevant regulatory training to complete all three levels of CEMAP programme. Provide suitable Mortgage advice, where possible, on applications received directly from customers. Experience and Skills Underwriting experience in a lending organisation. 5 years of experience in Underwriting. Ideally CeMap qualified. Strong team player who is committed, conscientious and hard working. Strong attention to detail. Can do attitude, flexible and solutions orientated. Confident and clear communicator. Open, honest, reliable and with integrity