Job Title: Associate, Asset Surveillance – Real Estate Debt
Location: Dublin, London, or Norwich
Overview:
Our client is seeking a dynamic and experienced Associate to join their Asset Surveillance team specializing in Real Estate Debt. This is a permanent, full-time position offering an excellent opportunity to work on a diverse portfolio of loans, including construction finance, within a collaborative and fast-paced environment.
Key Responsibilities:
* Monitor and advise stakeholders on asset and loan management strategies for commercial real estate (CRE) portfolios, including performing and higher-risk loans.
* Analyze borrower reports (rent rolls, operating statements, and covenant calculations) and compile periodic loan asset management and collateral reporting.
* Create and manage cash flow models and forecasts.
* Assess risks related to individual loans, underlying collateral, and borrowers, assigning appropriate risk ratings.
* Maintain and update watch-lists for higher-risk loans, providing strategic recommendations for remedies and exit strategies.
* Evaluate borrower requests for amendments, waivers, or concessions, offering detailed analysis and recommendations.
* Liaise with internal and external stakeholders, including legal advisors, valuers, and property management companies.
* Contribute to credit reviews and quarterly reporting deliverables.
Qualifications and Skills:
* Minimum of 2 years of experience in commercial real estate debt, including familiarity with loan and security finance documentation.
* Proven analytical and technical skills, with the ability to understand complex loan documents and professional reporting.
* Strong organizational and time management skills with attention to detail and accuracy.
* Excellent verbal and written communication skills.
* Advanced proficiency in Microsoft Excel; financial modeling experience is a plus.
* Ability to work both independently and collaboratively in a small team.
* A tertiary qualification in Real Estate, Economics, Business, or Accounting is preferred but not required.
* Additional language skills are advantageous but not essential.