At Reward Finance, we recruit talent with the right skills, attitudes and ethics for the continued growth and success of the business and our people. We are a flexible asset-based lender providing finance to businesses across the UK, supporting our clients and our people to grow our reputation as a responsible lender. We’ve expanded significantly since our journey began in 2011, with offices in Leeds, Manchester, Birmingham, London and Scotland. We currently have a new opportunity for a Full Time Risk & Recoveries Manager, based in our Manchester or Leeds Office. The Risk & Recoveries Manager is responsible for keeping proactively managing a portfolio of early arrears, managed exit, and recoveries relationships. This includes determining, negotiating and implementing strategies to effectively and efficiently safeguard Reward’s position. Reward is not regulated in respect of its lending activities. It is supervised by the FCA in respect of its money laundering obligations The Work - responsibilities include: · Day to day management of a portfolio of non-performing clients, devising and following strategies agreed in conjunction with line managers. · Support the Operations team with early intervention conversations and strategies. · Liaise with professional advisors including solicitors, Receivers and IPs where appropriate. · Manage and maintain client files on the Client Relationship Management (CRM) system. · Represent the business whilst maintaining our reputation, demonstrating our values and key behaviours. · Identify and monitor potential provisions. · Share knowledge and experience with the wider business, to support best practice and the importance of adhering to the Risk framework. · Support the wider Risk team with ad-hoc tasks as required. The Person - skills and experience: Excellent customer service and communication skills, both written and verbal. Exceptional interpersonal skills and confidence in having difficult conversations. The ability to demonstrate an understanding of the regulatory framework relevant to the role. Commercially focused to effectively manage risk and collections while protecting against credit losses. Keen attention to detail, including the administration and handling of client data. Time management skills - prioritise work effectively and be able to work under pressure to meet agreed service levels, whilst maintaining high accuracy. Essential : An understanding of restructuring distressed facilities, insolvency, litigation processes and their practical application. Property funding experience. Strong communicator – verbal and written. Awareness of commercial and reputational challenges. Proficient with Microsoft office – word, excel and PowerPoint. Requirements : As the role will be a national role, you will be required to travel for client visits, and to other Reward Funding offices. The Benefits - In addition to a competitive salary, you will also benefit from: 28 days annual leave, plus bank holidays. An employer pension contribution of 10% of your base salary. Access to a range of gym & retail discounts and perks. Company paid for Private Medical Insurance, Health Cash Plan and Employee Assistance Program. Death-in-Service benefit of four times your salary. Salary sacrifice scheme to purchase an electric car. Bonus – dependent on personal performance. For further information, you can view the full job description here. If you'd like to join the Reward team, click on the 'apply' button.