Senior Credit Risk Manager
Up to £100K!
Once a month in the office
Working in the Credit Risk & Pricing team within this lending business, this is a hands-on role where you will be using multiple data sources and analytical tools to develop and optimise credit risk management strategies for long term profitability.
Key Responsibilities:
• Develop and optimise credit strategies to deliver financial plans
• Drive automation across the acquisition decisioning journey
• Build and manage a resilient portfolio risk mix to support long-term profitability
• Meet customers’ reasonable expectations and provide fair outcomes
• Maintain MI which facilitates effective performance monitoring
• Provide analysis and insights for Management Committee and Board
• Maintain regulatory compliance and reputational integrity
• Act as a Credit Risk SME within the business
Key Requirements:
• Strong Python coding skills and an understanding of machine learning techniques
• Retail lending product knowledge essential, unsecured loan experience desired
• Can handle vast and multiple data sources at speed and on an outcome driven basis
• Credit bureau data knowledge essential, open banking experience desired
• Commercially aware, can optimise for short and long-term outcomes
• Communication skills can transcend levels within the business
• Analytically driven to continuously look for new insights and apply innovative thinking
• Works effectively on own as well part of and influencing the broader business
• Comfortable in a fast-paced environment, has agility to manage and adapt focus and priorities
• Seeks continuous improvement, both in terms of skills and outcomes
Send your CV to nmohamed@merje.com