Finance Manager - Funding, Planning & Reporting
About the role
This role is to support the business as it continues to grow, reporting directly to the CFO. Core responsibilities of the role are to provide insightful analysis, MI and management reports to the key stakeholders, manage the planning and budget process including funding plan and rolling forecasts, and lead day to day and longer-term funding and cash management requirements for the business, being first point of contact for funders.
Key Responsibilities:
* Responsible for delivering internal and external MI and analysis of business performance
* Maintain strong and trusting relationship with funders, providing regular compliance and ad hoc reporting and analysis
* Manage the budget, planning and rolling forecast processes
* Ensure that departments are managing within budget and that forecasts are updated regularly
* Develop the planning & analysis team and work closely with the data team
* Prepare Committee insight and decision packs for Product Pricing, Provisions, SLT Performance and Funders reporting
* Oversight of market risk via a interest rate hedging structure
* Work closely with the Financial Controller ensuring seamless and timely month end outcomes
* Support year end and statutory obligations
* Support to Financial Operations regarding cash and funding internally and with external banks
* Ensure that all requirements are provided to funders in relation to the agreement facility
* Be a key member of the funding team during refinancing process
* Support the new business team in commercial and pricing decisions
* Support risk-reward pricing for the business
* Support the Collections team in book and credit risk analysis, cost of collection, cost of termination
* Remain up to date with policies and accounting standards and being implemented correctly
* Work closely with the core system to ensure that feeds are accurate and timely, continually improving the process
* Work closely with other parts of the business to ensure good levels of compliance and controls
* Ensure all regulatory, statutory and compliance responsibilities are discharged appropriately
Eligibility Criteria
Successful candidates will need to be able to demonstrate the following experience, behavioural competencies, and our Company values:
Experience and skills
* Recognised professional qualification
* Accountant with background in performance analysis cash/ treasury function
* Experience of leading a finance team in a dynamic and growth focused environment
* Experience in consumer finance, preferably motor finance
* Understanding of Credit Risk for funder reporting purposes
* Experience in manipulating and interpreting data, and presenting these to different stakeholders
* Experience in presenting to both internal and external stakeholders
* Being able to make commercially astute recommendations based on data
* Able to demonstrate progressive improvements in systems and processes
* Champion of use of technology
* Able to demonstrate effective controls and adherence to regulatory and statutory
* Demonstrate working knowledge of accounting standards (FRS102 and IFRS) and keeping apprised of latest developments
Person Specification
* High levels of attention to detail, methodical and organised
* Tenacious with appetite to learn, challenge and add value
* Process orientated and enjoys the challenge of continuous improvement
* Strong leader and communicator with inquisitive appetite to learn and understand the business
* Self starter and able to prioritise as well as ability to adapt to changing circumstances
* Practical and collaborative approach to stakeholder management
* Ability to work across all levels including external partners and suppliers
Competencies
* Integrity (applies to all roles)
* Accountability
* Communicating
* Planning and Initiative
* Problem Solving/ Critical Thinking
* Self-Development/ Personal Motivation
Values
* We are responsible - We are conscious of our impact on people and planet
* We care about you - We are kind and compassionate with our customers and with each other
* We work with you - We support financial well being for our customers and the wider community
#J-18808-Ljbffr