An exciting opportunity for an experienced Mortgage Underwriter to join a leading Mortgage specialist located in Maidstone.
Reporting into the Head of Underwriting you will be joining a driven, committed team sharing exciting opportunities for continued career progression, training and support.
Within this role you will use your underwriting experience (1 year +) to ensure applications are assessed accurately inline with lending compliance and procedures, ensuring full compliance, minimising risk, managing your own pipeline effectively & efficiently to provide the right outcome for each Application.
This is a full-time, office-based position - 4 days in the office and 1 day working from home after probation period.
Role Responsibilities:
* Underwrite Mortgage Applications to high standards, ensuring Lending Criteria is adhered to.
* Monitor CAIS/Credit data for all individual/company Applications.
* Assess Portfolio Landlords ensuring compliant with current regulations and guidelines.
* Effectively, and proactively, manage your own pipeline.
* Take ownership of at times more complicated cases and queries.
* Plan and prioritise allocated workloads against agreed service standards.
* Assess Applications within a prescribed Mandate level and presenting Applications to higher Mandate holders/Credit Committee when applicable.
* Build and maintain effective relationships with colleagues across the business.
Ideally you will bring with you:
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