Associate Director in the Group Risk Management Wholesale Credit Risk team in London, focusing on corporates. Responsible for the management and oversight of credit risk related to an assigned portfolio of around 35 European focused corporate and leveraged finance loan and derivatives clients. The clients are active in a broad range of industries, including transportation, utilities, telecommunications, services, healthcare, retail and general industrial. What will you do? The risk assessment of portfolio counterparties; Assigning an indicative Borrower Risk Rating at origination and adjudicating subsequent Borrower Risk Rating reviews; Reviewing new loan originations and monitoring of existing portfolio Approving (within delegated authorities) or recommending new or additional credit risk exposure (lending and trading credit) to those entities Work in partnership with the front office and other teams within Credit so that risks are proactively managed and decisions are consistent with the overall risk appetite of the bank. Provide support for the growth of Capital Markets business in the UK, Continental Europe and Australia; What do you need to succeed? Must-have Ability to assess complex loan structures, including financial statement and credit analysis. Ability to assess business risk, supported by company reporting, financial, commercial and technical due diligence. Familiar with, and ability to review excel based financial forecast models. Work collaboratively with the front office teams (Leverage Finance, Corporate Banking and Derivatives) to keep credit exposure within risk appetite. High level of drive and motivation to manage multiple credit requests concurrently during busy times. Able to priortise and produce written communications to tight client deadlines. Nice-to-have Previous experience in corporate loan origination or at a rating agency. Accounting or CFA qualification.