Business Unit: Mortgage OperationsSalary Range: £32,000 - £40,000 per annum DOE + red-hot benefitsLocation: UK Remote Contract Type: Permanent
Be the voice we need. Live a life more Virgin.
Our Team
Our Senior Underwriting team are central to our Mortgage Operations function. They are responsible for the assessment of the highest risk mortgage enquiries and the customer journey from Decision in Principle to Mortgage offer. A big responsibility, right? Absolutely! We pride ourselves in putting our customers at the heart of everything we do, so we need to ensure that we make responsible lending decisions that keep our customers (and our bank) safe.
We're innovative, but not reckless - so we also use our expertise to support the wider business and enhance customer experience whilst always keeping in mind our lending policy.
What you'll be doing
1. Making lending decisions up to £1.5m that comply with the Banks risk appetite, policy requirements, internal underwriting guidelines and are within your mandated authority limits
2. Ensuring all lending decisions comply with regulatory requirements such as MCOB, Responsible Lending, Consumer Duty.
3. Where appropriate, identify and agree high quality exceptions to standard lending policy to support the banks growth aspirations.
4. Communicating with custome...